National Homebuyers Fund, Inc.
GSFA Platinum Program

The GSFA Platinum program is currently offline.

Reservations for this program are available Monday through Friday between 9:00 AM PST and 4:00 PM PST (holidays excluded).

Prior Day Rates: (Note: Rates subject to change without notice)
GNMA Rates
(FHA/USDA/VA) 		Select *
(Amortizing 2nd with Gift) 		     Assist-to-Own
(Deferred 2nd with Gift)

(Purchase/Refinance)
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.000%0.000%0.0%0.0%0.0%
6.125%6.125%3.5%0.0%3.5%
6.250%6.250%3.5%0.5%4.0%
6.500%6.500%3.5%1.0%4.5%
6.625%6.625%3.5%1.5%5.0%
1st Rate 2nd RateDPA 2ndGiftTotal DPA
6.125%0%3.5%0.0%3.5%
6.250%0%3.5%0.5%4.0%
6.500%0%3.5%1.0%4.5%
6.625%0%3.5%1.5%5.0%


FHLMC HFA
(Purchase/Refinance) 		Select *
(Amortizing 2nd with Gift) 		Assist-to-Own
(Deferred 2nd with Gift)

80% AMI and below

1st Rate2nd RateDPA 2ndGiftTotal DPA
6.250%0.000%0.0%0.0%0.0%
6.375%6.375%3.0%0.0%3.0%
6.500%6.500%3.0%0.5%3.5%
6.750%6.750%3.0%1.0%4.0%
6.875%6.875%3.0%1.5%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.375%0%3.0%0.0%3.0%
6.500%0%3.0%0.5%3.5%
6.750%0%3.0%1.0%4.0%
6.875%0%3.0%1.5%4.5%


FHLMC HFA
(Purchase/Refinance)
Select *
(Amortizing 2nd with Gift) 		Assist-to-Own
(Deferred 2nd with Gift)

Above 80% AMI

1st Rate2nd RateDPA 2ndGiftTotal DPA
6.375%0.000%0.0%0.0%0.0%
6.500%6.500%3.0%0.0%3.0%
6.750%6.750%3.0%0.5%3.5%
6.875%6.875%3.0%1.0%4.0%
7.000%7.000%3.0%1.5%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.500%0%3.0%0.0%3.0%
6.750%0%3.0%0.5%3.5%
6.875%0%3.0%1.0%4.0%
7.000%0%3.0%1.5%4.5%


* Platinum "Select" promotion available for Platinum loan reservations made May 1–June 30, 2026; expands eligibility and allows Gift funds for Platinum qualified borrowers. See Bulletin #26-08


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Last updated on 5/4/2026 8:52:35 AM