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Platinum Standard and Select
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Platinum Assist-to-Own
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GNMA Rates
(FHA/USDA/VA)
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4.375% Rate / 0.00% DPA
4.625% Rate / 1.00% DPA
5.125% Rate / 2.00% DPA
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1st Rate / Total DPA / 2nd DPA / Gift DPA
4.375% / 3.50% / 3.50% / 0.00%
4.625% / 4.50% / 3.50% / 1.00%
5.125% / 5.50% / 3.50% / 2.00%
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FHLMC HFA
(Pruchase/Refinance)
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Below 80% AMI
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4.750% Rate / 0.00% DPA
5.125% Rate / 1.00% DPA
5.375% Rate / 2.00% DPA
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4.750% Rate / 3.50% / 3.50% / 0.00%
5.125% Rate / 4.50% / 3.50% / 1.00%
5.375% Rate / 5.50% / 3.50% / 2.00%
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Above 80% AMI with Credit Score...
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720 or higher:
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5.250% Rate / 0.00% DPA
5.750% Rate / 1.00% DPA
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5.250% Rate / 3.50% / 3.50% / 0.00%
5.750% Rate / 4.50% / 3.50% / 1.00%
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680 to 719:
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5.375% Rate / 0.00% DPA
5.875% Rate / 1.00% DPA
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5.375% Rate / 3.50% / 3.50% / 0.00%
5.875% Rate / 4.50% / 3.50% / 1.00%
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640 to 679:
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5.875% Rate / 0.00% DPA
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5.875% Rate / 3.50% / 3.50% / 0.00%
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