National Homebuyers Fund, Inc.
GSFA Platinum Program

The GSFA Platinum program is currently offline.

Reservations for this program are available Monday through Friday between 9:00 AM PST and 4:00 PM PST (holidays excluded).

Prior Day Rates: (Note: Rates subject to change without notice)
Standard
(Amortizing 2nd) 		     Assist-to-Own
(Deferred 2nd with Gift) 		     Select
(Amortizing 2nd with Gift)
GNMA Rates
(FHA/USDA/VA) (Purchase/Refinance)
1st Rate2nd RateDPA 2nd
4.875%0.000%0.0%
5.000%7.000%3.5%
5.375%7.375%4.0%
5.500%7.500%4.5%
5.625%7.625%5.0%
1st Rate 2nd RateDPA 2ndGiftTotal DPA
5.000%0%3.5%0.0%3.5%
5.375%0%3.5%0.5%4.0%
5.500%0%3.5%1.0%4.5%
5.625%0%3.5%1.5%5.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
5.375%7.375%3.5%0.5%4.0%
5.500%7.500%3.5%1.0%4.5%
5.625%7.625%3.5%1.5%5.0%


FHLMC HFA
(Purchase/Refinance) 		Standard
(Amortizing 2nd) 		Assist-to-Own
(Deferred 2nd with Gift) 		Select
(Amortizing 2nd with Gift)

Less than 80% AMI

1st Rate2nd RateDPA 2nd
5.250%0.000%0.0%
5.375%7.375%3.5%
5.625%7.625%4.0%
5.750%7.750%4.5%
6.000%8.000%5.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
5.375%0%3.5%0.0%3.5%
5.625%0%3.5%0.5%4.0%
5.750%0%3.5%1.0%4.5%
6.000%0%3.5%1.5%5.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
5.625%7.625%3.5%0.5%4.0%
5.750%7.750%3.5%1.0%4.5%
6.000%8.000%3.5%1.5%5.0%


FHLMC HFA
(Purchase/Refinance)
Above 80% AMI 		Standard
(Amortizing 2nd) 		Assist-to-Own
(Deferred 2nd with Gift) 		Select
(Amortizing 2nd with Gift)

Credit Score

720 or Higher
1st Rate2nd RateDPA 2nd
5.750%0.000%0.0%
6.125%8.125%3.5%
6.375%8.375%4.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.125%0%3.5%0.0%3.5%
6.375%0%3.5%0.5%4.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.375%8.375%3.5%0.5%4.0%
680-719
1st Rate2nd RateDPA 2nd
6.000%0.000%0.0%
6.375%8.375%3.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.375%0%3.5%0.0%3.5%
N.A.
640-679
N.A.
N.A.
N.A.




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Last updated on 6/30/2022 9:20:00 AM