|
|
Platinum Standard and Select
|
|
Platinum Assist-to-Own
|
GNMA Rates
(FHA/USDA/VA)
|
|
4.375% Rate / 0.00% DPA 4.625% Rate / 1.00% DPA 5.125% Rate / 2.00% DPA
|
|
1st Rate / Total DPA / 2nd DPA / Gift DPA
4.375% / 3.50% / 3.50% / 0.00% 4.625% / 4.50% / 3.50% / 1.00% 5.125% / 5.50% / 3.50% / 2.00%
|
FHLMC HFA
(Pruchase/Refinance)
|
|
|
|
Below 80% AMI
|
|
4.750% Rate / 0.00% DPA 5.125% Rate / 1.00% DPA 5.375% Rate / 2.00% DPA
|
|
4.750% Rate / 3.50% / 3.50% / 0.00% 5.125% Rate / 4.50% / 3.50% / 1.00% 5.375% Rate / 5.50% / 3.50% / 2.00%
|
Above 80% AMI with Credit Score...
|
|
|
720 or higher:
|
|
5.250% Rate / 0.00% DPA 5.750% Rate / 1.00% DPA
|
|
5.250% Rate / 3.50% / 3.50% / 0.00% 5.750% Rate / 4.50% / 3.50% / 1.00%
|
|
|
|
|
|
680 to 719:
|
|
5.375% Rate / 0.00% DPA 5.875% Rate / 1.00% DPA
|
|
5.375% Rate / 3.50% / 3.50% / 0.00% 5.875% Rate / 4.50% / 3.50% / 1.00%
|
|
|
|
|
|
640 to 679:
|
|
5.875% Rate / 0.00% DPA
|
|
5.875% Rate / 3.50% / 3.50% / 0.00%
|