National Homebuyers Fund, Inc.
GSFA Platinum Program

The GSFA Platinum program is currently offline.

Reservations for this program are available Monday through Friday between 9:00 AM PST and 4:00 PM PST (holidays excluded).

Prior Day Rates: (Note: Rates subject to change without notice)
GNMA Rates (FHA/USDA/VA) Standard
(Amortizing 2nd) 		     Assist-to-Own
(Deferred 2nd with Gift) 		     Select
(Amortizing 2nd with Gift)

(Purchase/Refinance)
1st Rate2nd RateDPA 2nd
6.250%0.000%0.0%
6.375%6.375%3.5%
6.500%6.500%4.0%
6.750%6.750%4.5%
7.000%7.000%5.0%
1st Rate 2nd RateDPA 2ndGiftTotal DPA
6.375%0%3.5%0.0%3.5%
6.500%0%3.5%0.5%4.0%
6.750%0%3.5%1.0%4.5%
7.000%0%3.5%1.5%5.0%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.500%6.500%3.5%0.5%4.0%
6.750%6.750%3.5%1.0%4.5%
7.000%7.000%3.5%1.5%5.0%


FHLMC HFA
(Purchase/Refinance) 		Standard
(Amortizing 2nd) 		Assist-to-Own
(Deferred 2nd with Gift) 		Select
(Amortizing 2nd with Gift)

80% AMI and below

1st Rate2nd RateDPA 2nd
6.375%0.000%0.0%
6.500%6.500%3.0%
6.750%6.750%3.5%
6.875%6.875%4.0%
7.000%7.000%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.500%0%3.0%0.0%3.0%
6.750%0%3.0%0.5%3.5%
6.875%0%3.0%1.0%4.0%
7.000%0%3.0%1.5%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.750%6.750%3.0%0.5%3.5%
6.875%6.875%3.0%1.0%4.0%
7.000%7.000%3.0%1.5%4.5%


FHLMC HFA
(Purchase/Refinance)
Standard
(Amortizing 2nd) 		Assist-to-Own
(Deferred 2nd with Gift) 		Select
(Amortizing 2nd with Gift)

Above 80% AMI

1st Rate2nd RateDPA 2nd
6.625%0.000%0.0%
6.750%6.750%3.0%
6.875%6.875%3.5%
7.000%7.000%4.0%
7.125%7.125%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.750%0%3.0%0.0%3.0%
6.875%0%3.0%0.5%3.5%
7.000%0%3.0%1.0%4.0%
7.125%0%3.0%1.5%4.5%
1st Rate2nd RateDPA 2ndGiftTotal DPA
6.875%6.875%3.0%0.5%3.5%
7.000%7.000%3.0%1.0%4.0%
7.125%7.125%3.0%1.5%4.5%




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Last updated on 7/3/2025 8:11:31 AM